Article Summary
A new Visa–Morning Consult report reveals major changes in global consumer spending patterns this holiday season, highlighting accelerated adoption of AI shopping tools, digital wallets, and rising interest in cryptocurrency-based payments.
📊 Global Consumers Shift Spending Habits for 2025 Holiday Season
A newly released report from Visa, produced in partnership with research firm Morning Consult, is shedding light on how consumers around the world are reshaping their spending habits this holiday season. The study—based on broad, multi-market survey data—shows meaningful changes in how shoppers discover, purchase, and pay for holiday gifts, with digital tools playing a larger role than ever before.
🤖 AI Tools Now a Core Part of Holiday Shopping
One of the report’s most notable findings is the rapid integration of artificial intelligence into consumer purchasing behavior. Nearly half of U.S. respondents say they used an AI tool for at least one shopping task, ranging from price comparisons and gift recommendations to researching product reviews. The adoption trend is similar across several international markets, signaling a global acceleration in AI-driven retail habits.
💳 Digital Wallet Use Expands Across Multiple Regions
Visa’s research highlights substantial growth in digital wallet usage, with consumers increasingly opting for mobile-based payment methods over traditional cards or in-store checkout. Convenience, enhanced security, and the continued rise of contactless commerce are driving adoption across North America, Europe, Latin America, and Asia–Pacific.
🪙 Crypto and Stablecoins Gain Traction Among Younger Shoppers
The report also shows rising interest in cryptocurrency and stablecoin payments, especially among younger demographics. While digital assets are not yet a dominant holiday payment option, Visa notes that adoption is steadily increasing as crypto becomes more integrated into global payment infrastructure.
📈 A Data-Driven Look at the Future of Holiday Commerce
Visa and Morning Consult conclude that consumers are entering a new era of shopping behavior defined by AI-enhanced decision-making, cashless transactions, and the growing influence of digital-asset payment options. This shift underscores how quickly global retail is evolving going into 2025—and how payment providers are adapting to meet the expectations of a digitally empowered consumer base.
Disclaimer
This article is for informational purposes only and does not constitute financial or investment advice. This article was created with AI assistance and curated by DNIR Staff for accuracy and editorial standards. Source: Digital News & Investigative Reports (DNIR) — cnirbc.com
