Circle Unveils Real-Time Settlement Network to Power Global Stablecoin Payments

Circle Unveils Real-Time Settlement Network to Power Global Stablecoin Payments

Launch of Circle Payments Network marks a major step toward digital payment innovation

April 22, 2025 | San Francisco, CA — Stablecoin issuer Circle has officially introduced the Circle Payments Network (CPN), a groundbreaking real-time settlement infrastructure aimed at scaling the global use of USDC and supporting cross-border crypto payments.

Introducing the Circle Payments Network (CPN)

Designed as a modern alternative to traditional banking rails, the Circle Payments Network will allow institutions and fintech platforms to move value globally with near-instant settlement using stablecoins. The system operates 24/7, offering uninterrupted, high-speed transactions on a blockchain foundation.

Advancing Stablecoin Infrastructure for the Digital Economy

This new infrastructure aims to reinforce Circle’s role in shaping the future of stablecoin adoption. As demand grows for programmable money in treasury operations, commerce, and financial services, CPN provides a reliable, scalable framework for real-world applications.

Solving Cross-Border Payment Inefficiencies

Cross-border transactions often suffer from delays, high fees, and limited transparency. With CPN, businesses and financial entities can bypass outdated systems and engage in real-time, cost-effective global transfers, improving access in emerging and underbanked markets.

Strategic Launch Amid Regulatory Clarity

The timing of CPN’s release aligns with increased regulatory focus on stablecoin frameworks across major economies. Circle’s commitment to compliance and transparency positions it favorably as regulators move to formalize rules around digital dollar usage.

A Key Milestone for USDC and Blockchain Finance

As the issuer of USDC, Circle continues to expand the currency’s utility through infrastructure that connects traditional finance with blockchain technology. The Circle Payments Network is expected to accelerate stablecoin integration into global payment systems and unlock broader financial inclusion.